Monthly Archives: April 2018

Tips for Making Your Taxes Easier to Handle

When April rolls around it means taxes are due. Many people cringe at the thought of filing their taxes as they believe it’s a gamble of whether they’re paying in or getting a nice refund check. In order to ensure your taxes don’t break your bank, you should follow the many tips outlined below.

The first tip we have for you when it comes to your taxes is to think about what your filing status is going to be. While you may be married, you may get bigger tax benefits from filing as married-filing-separately. We encourage you to fill in your entire tax return under one status first. Check to see what your refund or pay-in amount would be. Then, you should switch the filing status and see if there is a positive difference. This one switch could save you hundreds of bucks.

Deductions can seem like a big word that sounds like a lot of work. The reality is that it’s worth every penny. Throughout the year, simply keep a log of your tax-deductible …

Good Financial Decisions That You Will Never Regret

How to be great at personal finances…

Most of us would like to be better at managing our money. It often seems like something of a minefield when it comes to negotiating things like budgeting and saving and how to make the best of what you have. While many financial decisions are subjective in terms of outcome, there are some that you will never regret such as saving for an emergency fund so you never have to find a loan for, say, a car repair. Having an emergency fund can also be useful when your only options are high interest loans for people with bad credit.

Starting to save early

Whether it’s putting money aside for your retirement or to ensure that you have the money to get married, buy a house, have pets or launch a business further down the line, saving is always a good idea. And the earlier that you start to save, the more you will be able to accumulate in your savings pot with relatively little effort.

Paying into